Frequently Asked Questions-FAQ

Bitcoin is not suitable for injury victims and likely would not be approved where a settlement has to be approved by a judge.  Bitcoin plumetted in value of 75% from  its all time high in November 2021 through the end of 2022. and Bitcoin alone has had a wild Standard Deviation in returns of over 181% over 10 years, compounded by the cascading amount of bad news like the FTX collapse in 2022.  Some celebrities and billionaires are lost millions, some lost billions. Some celebrities have been sued over crypto endorsements.. It's just not suitable for people who can't afford to lose and/or can't handle the volatility. Read what John Darer wrote about Bitcoin here.  

And for any Justin Bieber fans out there,

It has emerged that it would have been wiser to "enjoy the music", rather than "face the music" on Bieber's Bored Ape NFT crypto  Justin Bieber's Bored Ape NFT was valued at $1.3 million in 2022—now it's only worth around $60,000 (msn.com) 

Last updated July 11, 2023

John Darer is a  highly qualfied and credentialed expert in structured settlements. In addition to more than 29 years of experience in structured settlements, John Darer has earned the professional designations of:

Master Structured Settlement Consultant (MSSC)

Certified Structured Settlement (CSSC),

Registered Settlement Planner (RSP) 

Chartered Financial Consultant (ChFC) and 

Certified Financial Transitionist (CeFT). 

John Darer has also earned the following professional credentials

Chartered Life Underwriter (CLU)

Certified in Long Term Care (CLYC)

Certified Insurance Fiduciary(CIF)

John Darer is an A.M. Best Client Recommended Structured Settlement Expert Service Provider 2023.

These diverse credentials and practical experience and humanistic approach add real value to clients.. Tap John Darer's extensive knowledge by calling 888-325-8640 today.  

John Darer is also a longtime member of the National Structured Settlements Trade Association (NSSTA), a founding member of  the Society of Settlement Planners (SSP), and the Society of Financial Services Professionals (SFSP).  John Darer has authored over 5,400 posts on the subject of structured settlements and settlement planning topics and is recognized as The Structured Settlement Watchdog by his peers

Read more about John Darer's credentials and experience here

Last updated July 11, 2023

Because they are often so poorly written and inaccurate that they serve no useful purpose than to attempt to hurt our business and deceive other consumers. who would benefit from our services.  It's clear that these purported reviews are not written by clients.  I believe from experience, that verified clients would actually call us. If the malicious fake reviews were legitimate the perp would not choose to post them anonymously on an extortionate review site.

One such site, 99Consumer, allowed an imposter using John Darer's trademarked name to register as a user and to post a fake review. When the site was put on notice of the trademark violation 99Consumer tried to extort $100 per month forever a "membership fee", plus a $200 set up fee.. Why would anyone pay extortion to 99Consumer, when 99Consumer stated in writing on December 6, 2022 that it "found that most negative reviews violate our strict guidelines, and the out (sic) inspection led to delete negative reviews 99% of the time".

Nevertheless,  it's important to emphasize that I have been in business for 40 years in financial services and over 29 years in the structured settlement and settlement planning space.  In March 2023,  I submitted to an independent  background check as a member of the National Ethics Association that explores criminal and civil records and have passed. Read about it here in our blog section.

The people who create the junk know what they publish is legally actionable, so they attempt to cloak themselves in anonymity. In 2012, a similar sequence of posts appeared. Didn't take long to find out who it was. It wasn't a client. It wasn't a competitor. It was someone in the secondary market whose deceptful  business practices I exposed as a structured settlement  industry watchdog.

Last updated July 6, 2023