Frequently Asked Questions-FAQ

Bitcoin is not suitable for injury victims and likely would not be approved where a settlement has to be approved by a judge.  Even more so now, with its 75% drop in value since its all time high in November 2021 and a Standard Deviation in returns of over 181% over 10 years, compounded by the cascading amount of bad news like the FTX collapse.  Some celebrities and billionaires are losing millions, some are losing billions. It's just not suitable for people who can't afford to lose. Read what John Darer wrote about Bitcoin here.  

John Darer is a credentialed expert in structured settlements. In addition to more than 29 years of experience in structured settlements, John Darer has earned the professional designations of:

Master Structured Settlement Consultant (MSSC)

Certified Structured Settlement (CSSC),

Registered Settlement Planner (RSP) 

Chartered Financial Consultant (ChFC) and 

Certified Financial Transitionist (CeFT). 

John Darer has also earned the following professional credentials

Chartered Life Underwriter (CLU)

Certified in Long Term Care

John Darer is an A.M. Best Client Recommended Structured Settlement Expert Service Provider

These diverse credentials and practical experience and humanistic approach add real value to clients..  

John Darer is also a longtime member of the National Structured Settlements Trade Association (NSSTA), a founding member of  the Society of Settlement Planners (SSP), and the Society of Financial Services Professionals (SFSP).  John Darer has authored over 5,400 posts on the subject of structured settlements and settlement planning topics and is recognized as The Structured Settlement Watchdog by his peers

Read more about John Darer's credentials and experience here

Because they are often so poorly written and inaccurate that they serve no useful purpose than to attempt to hurt our business and deceive other consumers. who would benefit from our services.  It's clear that these purported reviews are not written by clients.  I believe that verified clients would actually call us. If the malicious fake reviews were legitimate the perp would not choose to post them anonymously on an extortionate review sites.

One such site, 99Consumer.com, allowed an imposter using John Darer's trademarked name to register as a user and to post a fake review and when put on notice of the trademark violation 99Consumer.com tried to extort $100 per month forever a "membership fee", plus a $200 set up fee.. 99Consumer.com stated in writing on December 6, 2022 that it "found that most negative reviews violate our strict guidelines, and the out (sic) inspection led to delete negative reviews 99% of the time".

Nevertheless,  it's important to emphasize that I have been in business for 39 years in financial services and 28 years in the structured settlement and settlement planning space.  In March 2023,  I've submitted to an independent  background check as a member of the National Ethics Association that explores criminal and civil records and have passed.

The people who create the junk know what they publish is legally actionable, so they attempt to cloak themselves in anonymity. In 2012, a similar sequence of posts appeared. Didn't take long to find out who it was. It wasn't a client. It wasn't a competitor. It was someone in the secondary market whose deceptful  business practices I exposed as a structured settlement  industry watchdog.

Last updated March 9, 2023